www.hoyes.com reports rec…

• New Surplus Income Calculator
  20 January 2012 3:51 PM | No Comments

  We've created an Internet first. The best calculator available anywhere on the Internet for you to use that will show you how surplus income is calculated and more importantly, it will show you what you'd be required to pay.

  Read More
• Positive trend in Cambridge Insolvency Numbers?
  11 January 2012 12:16 PM | No Comments

  Between July and September of 2011, 907 people filed either a personal bankruptcy or a consumer proposal. This is a substantial drop of 13.5% from the 1087 people that filed in the same time period of 2010. What is interesting to note is that the overall % of people choosing to file a Consumer Proposal rather than personal bankruptcy increased.

  Read More
• Time of year to start thinking of the “Fresh Start”
  04 January 2012 11:00 AM | No Comments

  By viewing your credit report and by looking at the budget, it helps put things in some kind of financial perspective. * Do you have more, or less debt than you thought? * Can you afford the expenses you know are fast approaching? * Are you saving for retirment? * Are you paying more than just the minimum's on your debts? * Do you feel like your debts are becoming overwhelming or that you're just not getting anywhere? These are some great questions to ask yourself at this time of year. It's never too late to ask "how do I get that fresh start?".

  Read More
• Live Radio Show Coming Up
  04 January 2012 10:18 AM | No Comments

  Consumer Proposals, Credit Counselling, Debt Settlements, "Government Programs" are all words that have been thrown around over the last year. We'll get to the bottom of the pro's and con's of each options and give you the information you need to so you can decide which one may sound like the best option for you to be able to deal with your debts.

  Read More
• Sticking to a budget for the holidays
  14 December 2011 2:29 PM | No Comments

  Ian Martin from our Kitchener office will be appearing tonight on Rogers "talk local" show at 7pm. He'll be discussing the importance of sticking to a budget over the holiday season and the real cost of christmas shopping on credit.

  Read More

• Bankruptcy
  • Surplus Income
  • How Does Bankruptcy In Cambridge Work?
  • What am I Required to Do During the Bankruptcy?
  • Bankruptcy Cost
  • Life After a Bankruptcy or Proposal
• Consumer Proposals
  • Consumer Proposals
  • Credit Counselling
• Watch Our Videos
• About Us
• Location
• Contact Us

• Police Ask For Public Assistance In Cambridge Short Stop Robbery
• Conor Gains Band Plays Two Gig Engagement At Historic Daisy Theater In Memphis
• Ean Kools Is Cambridge Centre for the Arts Artist-in-Residence
• Cambridge Resident Skeptical Of Motives By Some Regional Councillors
• Conor Gains CD Release Party For 'Junction Sessions' Coming Up At Café 13
• Cambridge Galleries Contemporary Textile Collection On Display
• Cineseries Presents TIFF Film 'Le Havre' Thursday At Gallaxy
• RIM Shuffles The Upper Deck In Hopes Of Increasing Sales

This is a 2D-barcode containing the address of our mobile site.If your mobile has a barcode reader, simply snap this bar code with the camera and launch the site.