Doug Hoyes and I are pleased to welcome Danielle Ratford to our Cambridge team. Danielle will be working out of our Cambridge office five days a week and can help you with advice of dealing with debts and options that you have available, such as a Consumer Proposal or a Personal Bankruptcy. As a trained insolvency administrator and counsellor, Danielle can also help you and guide you through a Consumer Proposal or Bankruptcy should you need to file with us.

After taking a business administration course at Conestoga College, Danielle joined Hoyes Michalos & Associates in February 2008 and has been working out of our Head Office in Kitchener working on the administration of bankruptcy estates.

She recently enrolled and passed the National Insolvency Counsellors Qualification course to be a qualified credit counsellor. With counselling knowledge and her experience from working with us for the last 2 years, she’ll be happy to answer your questions on any aspects of dealing with debts.

If you have financial worries or are looking for advice on how to get out of debt, call us today for a free consultation on 519 622 3773 and speak to myself or Danielle. We offer advice on many options to get out of debt including budgeting, credit counselling, proposals to creditors and more.