At least once a year I’ll sign up with Equifax or Trans Union to download a copy of my credit report.
It’s good every once in a while to keep on top of things and make sure everything on your report is as it should be. I like to know what other people can see about me…
It’s as good a time as any to start thinking about how you manage your finances and to budget for upcoming expenses.
Sometimes, by viewing your credit report and by looking at the budget, it helps put things in some kind of financial perspective.
- Do you have more, or less debt than you thought?
- Can you afford the expenses you know are fast approaching?
- Are you saving for retirment?
- Are you paying more than just the minimum’s on your debts?
- Do you feel like your debts are becoming overwhelming or that you’re just not getting anywhere?
These are some great questions to ask yourself at this time of year. It’s never too late to ask “how do I get that fresh start?”. How would it feel today if:
- Your debt was manageable
- You had money in savings ready for the holidays
- The RRSP’s are building up nicely
- You pay off your credit balances every month
- You feel in control of your financial future
These and many other topics are addressed in our free ebook thats available to download by simply clicking the link.
Download our free ebook
The ebook will show you how to assess where you’re currently at finacially – in good or bad shape?
It will run through options you have to deal with your debts and get debt relief, such as
- Debt Consolidation loans
- Credit Counselling
- Consumer Proposals (Canada’s best kept secret for dealing with debt)
- Personal Bankruptcy
It’s a good read and well worth the download – and best of all, like our free consultation service we offer here – IT’S FREE!!
