The typical bankruptcy process lasts for a minimum of nine months. The bankruptcy will last for more than nine months if you have been bankrupt before, or if the bankruptcy court orders your bankruptcy extended.

During the bankruptcy you are required to do the following:

  1. each month, submit a monthly budget and copies of your paystubs to the trustee;
  2. attend two credit counseling sessions;
  3. provide the trustee with information to file your outstanding tax returns;
  4. make a payment each month based on your income; and
  5. other duties as may be required in your bankruptcy.

It is important that these duties are completed in a timely manner, so that you bankruptcy can be completed as soon as possible.