What am I Required to Do During the Bankruptcy?

 During the bankruptcy you are required to do the following duties:


  1. Prove your income: Each month, submit a monthly budget of your income and expenses and provide proof of your income to the trustee;
  2. Counselling: You have to attend two credit counseling sessions;
  3. Taxes: Provide the trustee with information so that the trustee can file your outstanding tax returns;
  4. Payments: Make a payment each month which is based on your household income; and
  5. Other Duties: Other duties as may be specified by your trustee in your bankruptcy – For a full list, visit this page.

 It is important that these duties are completed in a timely manner, so that you bankruptcy can be completed as soon as possible.

It is important that you understand these duties before filing your bankruptcy and your trustee at Hoyes Michalos & Associates Inc will meet with you before you file to ensure that you fully understand what will be required of you during the process so that hopefully it runs as smoothly as possible for you.